The eighteen years old can get their own insurance if they were signing up as the individual policy, but the next question that probably appear is how much is car insurance per month for 18 years old? Actually, the individual coverage for 18 years old people is different between states to the other states. For the example is that the 18 years old that lives on Rhode Island pay 53% more for the individual coverage. This amount is different to the other states such as in the Connecticut that the 18 years old just need to pay for about 47% for the individual coverage and 39% for them who live on Vermont.
Besides depending on the location where the 18 years old live, there are also some factors that can influence on how many the 18 years old teen should pay for their insurance every month. Here is the information.
Age is the first factor that is influencing in how much is car insurance per month for 18 years old. Most of the states have the policy to give the high cost for insuring the driver in the teen age. What is the reason? The insurance industry assumes that the young driver is having the greater risk. That’s why; parents that have 18 years old on their policy are usually pay 77% more than the parents that are not having the young driver on their policy.
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The 18 years old people are classified into the young driver. The young driver is usually having the very limited credit record in driving the car and the lack history to show that they are the riskier drivers on the road. So, it is needed some more data to show that the 18 years old people need the more coverage for the insurance. This aspect is sometimes make that it is really hard to decided how much is car insurance per month for 18 years old. It is maybe a little bit different with the old people that can easily get the insurance coverage because the record shows that the old people are riskier to get the accident on the road.
So, above is the information about how much is car insurance per month for 18 years old. It is maybe a little bit hard to show the exact number that the 18 years old should pay and it is needed the further calculation that is based on some aspects.a